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If you’ve got a dream, we’ve got the means. Apply today for affordable financing.

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Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Finance almost anything at a competitive rate:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
    • And more
  • Flexible terms to meet your budget and needs
  • 24-hour access via online banking or telephone banking
  • Fast, local decisions made here in our Chelsea and Dexter communitites
  • Attentive, friendly service from start to finish

Secured loans let you use collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.

Secured Loans

  • Use your savings as collateral
  • Secured savings continue to earn interest
  • Potentially lower interest rates
  • Safe way to build your credit
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs
  • Contact a loan officer today to learn about other types of acceptable collateral.

Unsecured Loans

  • No collateral necessary; requires little more than a signature
  • Simple solution when you need cash fast
  • Competitive interest rates
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs