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Sometimes a government-backed loan is the way to go — especially if you may not qualify for traditional loans. Consider an SBA Loan for your business needs.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Customized terms designed around your unique needs
  • 24-hour access via online banking or telephone banking
  • Fast, local decisions made here in our Chelsea and Dexter communities
  • Attentive, friendly service from start to finish

Ready to start or expand your business? Learn more with our helpful Commercial Guide

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.