Skip to content

Rates and APYs are effective as of August 6, 2019, and are subject to change.

Free Kasasa Cash® Checking Learn More

Balance Rate1 APY2
0 to $10,000 2.50% 2.53%
Over $10,000 0.50% 0.50%
All balances if qualifications not met 0.05% 0.05%

Qualifications to Earn Rewards

Just do a few simple things you probably already do. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. 

Free Kasasa Saver®4 Learn More

Balance Rate1 APY2
0 to $50,000 1.00% 1.00%
Over $50,000 0.50% 0.50%
All balances if qualifications not met 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Don’t worry if you don’t meet these qualifications — your account is still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

Checking Accounts

Account Balance Interest Rate1 APY2
CSB Regular Checking* $1 0.00% 0.00%
CSB Interest Checking** $1 0.10% 0.10%

*Below minimum charges: $2.00 monthly fee & 15¢ per Check or Deposit, plus 10¢ per item on deposit if balance falls below $300 or $1,500 average. Direct Deposit of your Full Payroll or Entitlement to your Regular Checking will waive monthly service charges. Regular Checking service fees waived for seniors (62 years of age and older) upon request.

**Below minimum charges: $10.00 monthly fee if your balance falls below $1,000

Regular Statement Savings4 Learn More

Balance Interest Rate1 APY2
$1 0.10% 0.10%

Below minimum charges: $2.00 monthly fee if your balance falls below $300.  Service fees waived on Regular Statement Savings for Seniors and Minors upon request.

Combined Statement Savings4 Learn More

Balance Interest Rate1 APY2
$1 to $99,999 0.15% 0.15%
$100,000+ 0.25% 0.25%

No monthly service charges. Upper tier for Consumers Accounts only.

Money Market Savings4 Learn More

Balance Interest Rate1 APY2
$1 to $2,499 0.10% 0.10%
$2,500+ 0.15% 0.15%

Below minimum charges: $10.00 monthly fee if your balance falls below $1,000

Combined Money Market Savings4 Learn More

Balance Interest Rate1 APY2
$1 to $24,999 0.15% 0.15%
$25,000 to $49,999 0.20% 0.20%
$50,000+ 0.25% 0.25%

Below minimum charges: $25 monthly fee if your balance falls below $25,000

Certificates of Deposit (CDs) Learn More

Term Minimum to Open Interest
Rate
APY2 Early Withdrawal Penalty3
182 Days $5,000 0.25% 0.25% 3 Month Interest
7 Month $5,000 0.50% 0.50% 3 Month Interest
12 Month $500 0.30% 0.30% 3 Month Interest
15 Month $500 1.00% 1.00% 3 Month Interest
18 Month $500 1.00% 1.00% 6 Month Interest
24 Month $500 1.15% 1.15% 6 Month Interest
30 Month $500 1.20% 1.20% 6 Month Interest
36 Month $500 1.25% 1.25% 6 Month Interest
48 Month $500 1.45% 1.46% 6 Month Interest
55 Month $500 1.60% 1.61% 1 Year Interest
60 Month $500 1.25% 1.25% 1 Year Interest

1The rate is variable and may change after the account is opened.

2APY = Annual Percentage Yield — fees may reduce earnings on the account.

3A penalty may be imposed for early withdrawal.

4Federal Regulation D limits the number of preauthorized, automatic, telephone, electronic (including ACH), online, debit card and other transfers and withdrawals not made in person or by ATM, to six per statement cycle. Excessive withdrawals over the limit as identified above may result in fees and account closure.