Rates and APYs are effective as of September 1, 2023, and are subject to change.
Free Kasasa Cash® Checking Learn More
| Balance | Rate1 | APY2 |
|---|---|---|
| 1 to $15,000 | 2.50% | 2.53% |
| Over $15,000 | 0.35% | 0.35% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn Rewards
Just do a few simple things you probably already do. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking and access at least 1 time per month
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Free Kasasa Saver® Learn More
| Balance | Rate1 | APY2 |
|---|---|---|
| 1 to $25,000 | 1.60% | 1.61% |
| Over $25,000 | 0.85% | 0.85% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
Don’t worry if you don’t meet these qualifications — your account is still free. Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.
Checking Accounts
| Account | Balance | Interest Rate1 | APY2 |
|---|---|---|---|
| CSB Regular Checking* | $0 | 0.00% | 0.00% |
| CSB Interest Checking** | $1 | 0.25% | 0.25% |
*Below minimum charges: $2.00 monthly fee & 15¢ per Check or Deposit, plus 10¢ per item on deposit if balance falls below $300 or $1,500 average. Direct Deposit of your Full Payroll or Entitlement to your Regular Checking will waive monthly service charges. Regular Checking service fees waived for seniors (62 years of age and older) upon request.
**Below minimum charges: $10.00 monthly fee if your balance falls below $1,000
Regular Statement Savings Learn More
| Balance | Interest Rate1 | APY2 |
|---|---|---|
| $1 | 0.70% | 0.70% |
Below minimum charges: $2.00 monthly fee if your balance falls below $300. Service fees waived on Regular Statement Savings for Seniors and Minors upon request.
Combined Statement Savings Learn More
| Balance | Interest Rate1 | APY2 |
|---|---|---|
| $1 to $99,999 | 0.75% | 0.75% |
| $100,000+ | 0.80% | 0.80% |
No monthly service charges. Upper tier for Consumers Accounts only.
Money Market Savings Learn More
| Balance | Interest Rate1 | APY2 |
| $1 to $2,499 | 0.50% | 0.50% |
| $2,500+ | 0.75% | 0.75% |
Below minimum charges: $10.00 monthly fee if your balance falls below $1,000
Combined Money Market Savings Learn More
| Balance | Interest Rate1 | APY2 |
|---|---|---|
| $1 to $24,999 | 1.25% | 1.26% |
| $25,000 to $49,999 | 1.50% | 1.51% |
| $50,000+ | 1.75% | 1.76% |
Below minimum charges: $25 monthly fee if your balance falls below $25,000
Certificates of Deposit (CDs) Learn More
| Term | Minimum to Open | Interest Rate |
APY2 | Early Withdrawal Penalty3 |
|---|---|---|---|---|
| 15 Month | $500 | 4.25% | 4.31% | 3 Month Interest |
| 18 Month | $500 | 2.45% | 2.47% | 6 Month Interest |
| 36 Month | $500 | 2.25% | 2.27% | 6 Month Interest |
| 60 Month | $500 | 2.10% | 2.11% | 1 Year Interest |
1The rate may change after the account is opened.
2APY = Annual Percentage Yield — fees may reduce earnings on the account.
3A penalty may be imposed for early withdrawal.
