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Rates and APYs are effective as of September 1, 2023, and are subject to change.

Checking Accounts

Account Balance Interest Rate1 APY2
CSB Regular Checking* $0 0.00% 0.00%
CSB Interest Checking** $1 0.25% 0.25%

*Below minimum charges: $2.00 monthly fee & 15¢ per Check or Deposit, plus 10¢ per item on deposit if balance falls below $300 or $1,500 average. Direct Deposit of your Full Payroll or Entitlement to your Regular Checking will waive monthly service charges. Regular Checking service fees waived for seniors (62 years of age and older) upon request.

**Below minimum charges: $10.00 monthly fee if your balance falls below $1,000

Regular Statement Savings Learn More

Balance Interest Rate1 APY2
$1 0.70% 0.70%

Below minimum charges: $2.00 monthly fee if your balance falls below $300.  Service fees waived on Regular Statement Savings for Seniors and Minors upon request.

Combined Statement Savings Learn More

Balance Interest Rate1 APY2
$1 to $99,999 0.75% 0.75%
$100,000+ 0.80% 0.80%

No monthly service charges. Upper tier for Consumers Accounts only.

Money Market Savings Learn More

Balance Interest Rate1 APY2
$1 to $2,499 0.50% 0.50%
$2,500+ 0.75% 0.75%

Below minimum charges: $10.00 monthly fee if your balance falls below $1,000

Combined Money Market Savings Learn More

Balance Interest Rate1 APY2
$1 to $24,999 1.25% 1.26%
$25,000 to $49,999 1.50% 1.51%
$50,000 $149,999 1.75% 1.76%
$150,000 and over 2.25% 2.27%

Below minimum charges: $10.00 monthly fee if your balance falls below $1,000

Certificates of Deposit (CDs) Learn More

Term Minimum to Open Interest
Rate
APY2 Early Withdrawal Penalty3
9 Month $500 5.00% 5.09% 3 Month Interest
12 Month $500 4.25% 4.32% 3 Month Interest
18 Month $500 2.45% 2.47% 6 Month Interest
36 Month $500 2.25% 2.27% 6 Month Interest
60 Month $500 2.10% 2.11% 1 Year Interest

1The rate may change after the account is opened.

2APY = Annual Percentage Yield — fees may reduce earnings on the account.

3A penalty may be imposed for early withdrawal.