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Be prepared for anything with cash flow you can access anytime. Finance seasonal fluctuations, inventory, and more.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on portion that's used*
  • Funds are easily accessible via check
  • Customized terms designed around your unique needs
  • 24-hour access via online banking or telephone banking**
  • Fast, local decisions made here in our Chelsea and Dexter communities
  • Attentive, friendly service from start to finish

Ready to start or expand your business? Learn more with our helpful Commercial Guide

*Consult a tax advisor.

**Draws unavailable online; you can only view and pay.