Chelsea State Bank News

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Chelsea State Bank: Financial Focus - Identity Theft & Fraud Prevention

Debt, Home Equity

How to Get Out of Debt with a Home Equity Line of Credit

Are you trying to make a big life change but need a little financial help? With all the financing choices out there, it can be challenging to find the right loan or credit option for your situation....

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Home Equity

How to Get a Better Loan by Banking Locally

Small businesses, which create the majority of new jobs, depend heavily on community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they acco...

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Home Equity

Home Equity Loan vs. Home Equity Line of Credit: Which is Better?

Which is better? It depends on your needs. When deciding whether to take out a Home Equity Loan or Home Equity Line of Credit, consider your goals, your payment schedule, your spending habits and your...

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Debt

6 Ways to Avoid Medical Debt Collection

Life can be difficult when a loved one or we are ill and medical bills start to arrive. This becomes a very stressful time and can cause financial distress. One thing we have to do when medical bills ...

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Personal Loans

3 Ways a Personal Loan Can Help Your Community

Community banks are often considered the heart of their communities because of the care and concern they have for families and businesses in the area. Chelsea State Bank makes it their mission to giv...

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Debt

9 Ways to Pay off Debt Without Credit Cards

Today, many of us are living paycheck to paycheck because of financial situations that happen beyond our control. Someone in our household loses a job, becomes ill, or experiences other hardships like...

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Debt, Personal Loans

Should I Use a Personal Loan to Pay off Credit Card Debt?

Credit cards have become a way of purchasing today. We all use credit cards to buy now and pay later. When credit card debt begins to pile up, it might be better to pay off the credit card debt with a...

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Debt

7 Ways to Avoid Holiday Credit Card Debt

As the holidays bustle in, so does the joy of the season. Make sure to keep the joyous part of the season alive by reducing your stress and managing your holiday spending. The best place to start is b...

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Home Equity, Personal Loans

How Can I Get a Better Rate on Personal Loans?

Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice...

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