Chelsea State Bank News

Featured News

Chelsea State Bank donates $25,000 to Huron Waterloo Pathways Initiative towards the “Bridge the B2B” Campaign.

Pictured Right to Left: Anne Seyferth (Development Coordinator, HWPI), Mackenzie Wiskiewski (Chief of Staff, HWPI), Kiff Hamp (Executive Director, HWPI), Grace Latz (Communications Coordinator, HWPI), Joanne Rau (President and CEO, Chelsea State Bank), and Nicole Bell (Marketing, Communications and Community Relations Director, Chelsea State Bank).

FILTER BY:

Home Equity

Home Equity Loan vs. Home Equity Line of Credit: Which is Better?

Which is better? It depends on your needs. When deciding whether to take out a Home Equity Loan or Home Equity Line of Credit, consider your goals, your payment schedule, your spending habits and your...

Read more

Debt

6 Ways to Avoid Medical Debt Collection

Life can be difficult when a loved one or we are ill and medical bills start to arrive. This becomes a very stressful time and can cause financial distress. One thing we have to do when medical bills ...

Read more

Personal Loans

3 Ways a Personal Loan Can Help Your Community

Community banks are often considered the heart of their communities because of the care and concern they have for families and businesses in the area. Chelsea State Bank makes it their mission to giv...

Read more

Debt

9 Ways to Pay off Debt Without Credit Cards

Today, many of us are living paycheck to paycheck because of financial situations that happen beyond our control. Someone in our household loses a job, becomes ill, or experiences other hardships like...

Read more

Debt, Personal Loans

Should I Use a Personal Loan to Pay off Credit Card Debt?

Credit cards have become a way of purchasing today. We all use credit cards to buy now and pay later. When credit card debt begins to pile up, it might be better to pay off the credit card debt with a...

Read more

Debt

7 Ways to Avoid Holiday Credit Card Debt

As the holidays bustle in, so does the joy of the season. Make sure to keep the joyous part of the season alive by reducing your stress and managing your holiday spending. The best place to start is b...

Read more

Home Equity, Personal Loans

How Can I Get a Better Rate on Personal Loans?

Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice...

Read more

Personal Loans

5 Ways a Personal Loan Can Save You Money

In the fast-paced world we live in today, we often need or want things before we have the full purchase price. We have all grown up using credit and it seems like most generations today prefer to buy ...

Read more

Personal Loans

How to Calculate Monthly Personal Loan Payments

When most people borrow money, the monthly payment is one of their top concerns: is it affordable? Know your monthly expenses compared to current income; or potential income changes during the life of...

Read more