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Business Products

Business Treasury Management

Our Treasury Products are thoughtfully designed to guard against fraud. Pick one of our trusted packages, or mix and match with add-on services for a perfect fit.

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Merchant Card Services

Chelsea State Bank partners with Schissler Certified Payments Consultants for Merchant Services for the Bank’s Business Customers.  This program helps our customers reduce their operating costs, improve cash flow and minimize exposure to fraud and risk.

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Boost Your Bottom Line

Equipment Install & Training Included

Streamline Billing & Record Keeping

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Business Online Banking

Know the pulse of your business day and night — in the office or across the country. Easily manage your money anywhere you have an internet connection, 24/7.

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Ability to Originate ACH Files*

Monitor & Manage Your Accounts Anytime

Secure, Convenient, & Easy to Use

*Cash management required
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Funds Transfer Services

Boost business efficiency by making payments and moving money with ease and accuracy.

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ACH

Wires

BillPay

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Payroll Direct Deposit Services

Directly deposit payroll to employee accounts at any financial institution in the country — while saving money on every paycheck you issue.

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Save Time & Money

Efficient & Accurate Processing

Reduce Reconciliation & Fraud Risk

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Cash Management

Reach your optimum operating efficiency with our cash management services. Simply choose the services that will help you succeed.

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Streamline Record-Keeping

Collect Payments Electronically

Make & Record Tax Payments

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Overdraft Protection

CSB Overdraft Protection offers you a personal line of credit combined with the simplicity and convenience of your checking account — and you are in complete control. Best of all, you don’t have to worry about inadvertent overdrafts in your checking account. With Overdraft Protection, you avoid costly overdraft charges and embarrassing check returns.

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Positive Pay

Enjoy more peace of mind. Catch fraud before the money leaves your account with this convenient and valuable service.

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Protects Your Business From Check Fraud

Block Unauthorized Transactions

Saves You Time & Money

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Remote Deposit

Enjoy more lunch breaks actually eating lunch instead of heading to a branch. Deposit checks directly from your desk with remote deposit capture.

  • Deposit checks from the convenience of your office
  • Utilizes a desk scanner and internet access
  • Simply sign, scan, then send checks to the bank for processing
  • Checks converted to an electronic image that is then securely transmitted to the bank
  • Streamline check handling from multiple offices or locations
  • Same day credit up to 5 pm; realize funds quicker, accelerating cash flow
  • Saves time; the whole process can be done in a matter of minutes
  • Reduce time and money spent on document preparation and transportation
  • Fewer errors in accounting
  • Reduce the risk of check fraud by eliminating the circulation of paper checks