Chelsea State Bank News

Featured News

Chelsea State Bank donates $25,000 to Huron Waterloo Pathways Initiative towards the “Bridge the B2B” Campaign.

Pictured Right to Left: Anne Seyferth (Development Coordinator, HWPI), Mackenzie Wiskiewski (Chief of Staff, HWPI), Kiff Hamp (Executive Director, HWPI), Grace Latz (Communications Coordinator, HWPI), Joanne Rau (President and CEO, Chelsea State Bank), and Nicole Bell (Marketing, Communications and Community Relations Director, Chelsea State Bank).

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Banking

Chelsea State Bank Teaches Bob: How to Write a Check

Moving forward with lessons about writing a check is our next step in our “What about Bob?” learning sessions. For Bob, his lesson was two-fold: he learned the basics of how to write a check, and ...

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Home Equity

What’s the Difference: Home Equity Loan vs. Line of Credit

When looking at line-of-credit options and home equity loans, it’s important to understand that the main difference is the feature. A home equity loan is a single disbursement that requires a fixed ...

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Banking

Chelsea State Bank Teaches Bob: Debit Cards

“What about Bob?” The movie with Richard Dreyfus and Bill Murray was a box office hit. At Chelsea State Bank we have our own Bob. He needs some guidance, too. He understands that he can get money ...

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Debt

Setting a Plan: How to Get Out of Debt

Setting a Plan to Eliminate Debt Whether you’re starting a diet, exercise routine or a strategy to eliminate personal debt – the plan is the easy part. Following the plan, not so much. It takes co...

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Credit Score

Financial Health: How to Improve Your Credit Score

Stay on Top of Your Credit Scores – Look for Ways to Improve if Needed Your credit score dictates everything from credit card approval to mortgage interest rates. You can’t get away from your scor...

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Debt

Am I Financially Fit?: Debt-to-Income Ratio

Debt-to-income ratio, also known as: High School Math Class, Revisited People often want more house than they can afford, more car than they can afford, more things than they can afford. Perhaps it’...

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Uncategorized

How to Create an Emergency Fund

Take the Steps to Build Your Emergency “Rainy Day” Fund You’ve heard it said: “save for a rainy day.” Most of us have probably heard it endlessly repeated from our parents. But there’s som...

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Debt, Home Equity

How to Get Out of Debt with a Home Equity Line of Credit

Are you trying to make a big life change but need a little financial help? With all the financing choices out there, it can be challenging to find the right loan or credit option for your situation....

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Home Equity

How to Get a Better Loan by Banking Locally

Small businesses, which create the majority of new jobs, depend heavily on community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they acco...

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