Chelsea State Bank News

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Chelsea State Bank: Financial Focus - The Community Bank Difference

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Home Equity

5 Home Renovations for Return On Investment

It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the ...

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Home Equity

Caution: Some Home Renovations Won’t Add Value

Every homeowner must pay for routine home maintenance, such as replacing worn-out plumbing components or staining the deck, but some choose to make improvements with the intention of increasing the ho...

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Mortgage

The 5 Step Process to Build a House

Let’s look at the process to build a house. Assume your home is being built in a typical master-planned community, a large new home development. The process actually started when the developer plan...

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Business

How to Get Government Financing for your Small Business

You don’t have become an expert on government loan programs to get government financing for your small business. The government does not lend money out directly, the financing is indirect via incent...

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Business

Why Banks Only Want to Make You a Business Loan When You Don’t Need One

Of course this is not true, but given the effects of the great recession of 2008, it can seem that way sometimes. Yes it can be hard, your business hits a snag and your bank doesn’t want to lend a...

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Security & Fraud Protection

Chelsea State Bank Offers 7 Tips to Avoid Online Fraud

Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the w...

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Uncategorized

The .Bank Transition – Why and How it was done

Moving to a website address that replaced .com with .bank was a radical change and left customers wondering why do it? fTLD (the body that oversees website addresses) did a success story on CSB’s sw...

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Banking

5 Advantages of Working with a Genuine Community Bank

Working with a community bank has its clear advantages. A genuine community bank is headquartered in the community, and cannot be duplicated by a bank that that has managers in charge of a territory i...

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Business

How to Qualify for a Business Line of Credit

Qualifying for a business line of credit can often be a simple procedure, but it’s important to understand how that line of credit can and cannot be spent. Read up on how you are allowed to use a li...

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