Chelsea State Bank News

Featured News

Chelsea State Bank donates $25,000 to Huron Waterloo Pathways Initiative towards the “Bridge the B2B” Campaign.

Pictured Right to Left: Anne Seyferth (Development Coordinator, HWPI), Mackenzie Wiskiewski (Chief of Staff, HWPI), Kiff Hamp (Executive Director, HWPI), Grace Latz (Communications Coordinator, HWPI), Joanne Rau (President and CEO, Chelsea State Bank), and Nicole Bell (Marketing, Communications and Community Relations Director, Chelsea State Bank).

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Credit Score, Debt

How Does Unsecured Debt Affect My Credit Score?

If you’re wondering how unsecured debt affects your credit score, the first thing to know is that any debt can affect your credit score. If you always make your payments on time – it will affect ...

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Uncategorized

What Is the Difference Between Secured and Unsecured Loans?

In a world where most of us are using some form of credit, we often have both secured and unsecured loans. But we rarely stop to consider the difference…until we are asked to secure collateral…or...

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Uncategorized

Chelsea State Bank, Avalon Housing partner to support local housing needs

As a member of the Federal Home Loan Bank of Indianapolis (FHLBI), Chelsea State Bank, in partnership with Avalon Housing, was awarded two grants totaling $868,720 to help fund Affordable Housing Prog...

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Mortgage

How Long Does It Take to Get a Mortgage?

You’ve found the perfect home, with the best imaginable location, layout, size, finishes, and price. You’re ready to buy, but there’s one problem: you haven’t started the mortgage process, a...

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Mortgage

5 Mistakes People Make After Mortgage Pre-Qualification

While it may seem obvious that you need to keep paying your bills during the period between a mortgage pre-qualification and your settlement date, some would-be borrowers neglect their finances. Gett...

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Home Equity, Mortgage

What Financing Options Exist for Home Remodels, Mortgages & House Construction?

When your living space no longer fits your needs, you have options. Here are financing options to consider if you’d like to begin house construction, move to a new home, or remodel your current hom...

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Remodeling Your Home

Home Equity

6 Questions to Ask Before Remodeling Your Home

An occasional home remodel is an important part of owning a house, and it’s very important that no part of the decision goes overlooked. Whether you’re interested in improved aesthetic appeal, a r...

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Security & Fraud Protection

The Anatomy of a Debit Card Breach

Chances are that you or someone you know have been the victim of debit/credit card fraud. Even though your personal card is covered for any fraud and you have zero liability for any charges, having to...

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house calculator

Home Equity

5 Home Renovations for Return On Investment

It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the ...

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