Chelsea State Bank News

Featured News

Chelsea State Bank donates $25,000 to Huron Waterloo Pathways Initiative towards the “Bridge the B2B” Campaign.

Pictured Right to Left: Anne Seyferth (Development Coordinator, HWPI), Mackenzie Wiskiewski (Chief of Staff, HWPI), Kiff Hamp (Executive Director, HWPI), Grace Latz (Communications Coordinator, HWPI), Joanne Rau (President and CEO, Chelsea State Bank), and Nicole Bell (Marketing, Communications and Community Relations Director, Chelsea State Bank).

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Jim Sykes, Erin DuBois and Bart at JTV Studios

Banking, Community, Home Equity, Homeownership, Mortgage, Personal Loans

Chelsea State Bank Presents: Financial Focus – Episode | Consumer Loans

Chelsea State Bank’s Jim Sykes, VP Branch Manager, Jackson Banking Center, and Erin DuBois, VP Commercial Banker, talk about consumer loans and Chelsea State Bank’s community impact in Jackson, MI...

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Remodeled Kitchen for Home Equity Line of Credit

Home Equity, Personal Loans

HELOC vs Personal Loan: Which is Right For You?

When looking for extra money today, there are two popular options many consumers consider – a home equity line of credit (HELOC) and a personal loan. From home improvements to debt consolidation, th...

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Home Equity

How Much Equity Do You Need for a Home Equity Loan?

When looking to remodel your home, consolidate debt, pay off student loans, buy an RV, pay taxes, or just have money for an emergency – a home equity loan is an ideal way to borrow money for these d...

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couple looking at banking documents

Credit Score, Home Equity

5 Factors that Influence Home Equity Approval

When considering the factors that influence the approval of a home equity loan, and for any loan actually, the number one thing that your financial institution will consider is your creditworthiness, ...

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couple looking at bank documents

Home Equity

What Documents are Needed to be Approved for a Home Equity Loan

When you’re in the market for a home equity loan, your bank will want to know about your current mortgage and your creditworthiness. That is, have you made your mortgage payments on time, have you b...

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Home Equity

What is a Home Equity Line of Credit Loan or a HELOC?

A home equity line of credit – or HELOC, the acronym commonly heard – is one of the best kept secrets if you are a homeowner. A HELOC allows you to borrow money from the equity you have in your ho...

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Credit Score, Home Equity

Can I Get a Home Equity Loan with Bad Credit?

You can, but it is difficult. That’s the short answer. Home equity loans and home equity line-of-credit loans or HELOC provide you with cash using the equity you have built up in your home. However,...

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Home Equity

What Are the Benefits of a Home Equity Line of Credit?

As you build equity in your home, you start to see certain benefits, such as the possibility of opening a home equity line-of-credit (HELOC). This type of loan borrows against your equity to give you ...

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Home Equity

What’s the Difference: Home Equity Loan vs. Line of Credit

When looking at line-of-credit options and home equity loans, it’s important to understand that the main difference is the feature. A home equity loan is a single disbursement that requires a fixed ...

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