Chelsea State Bank News

Featured News

Chelsea State Bank: Financial Focus - The Community Bank Difference

Debt, Home Equity

How to Get Out of Debt with a Home Equity Line of Credit

Are you trying to make a big life change but need a little financial help? With all the financing choices out there, it can be challenging to find the right loan or credit option for your situation....

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Home Equity

How to Get a Better Loan by Banking Locally

Small businesses, which create the majority of new jobs, depend heavily on community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they acco...

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Home Equity

Home Equity Loan vs. Home Equity Line of Credit: Which is Better?

Which is better? It depends on your needs. When deciding whether to take out a Home Equity Loan or Home Equity Line of Credit, consider your goals, your payment schedule, your spending habits and your...

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Home Equity, Personal Loans

How Can I Get a Better Rate on Personal Loans?

Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice...

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Home Equity, Mortgage

What Financing Options Exist for Home Remodels, Mortgages & House Construction?

When your living space no longer fits your needs, you have options. Here are financing options to consider if you’d like to begin house construction, move to a new home, or remodel your current hom...

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Remodeling Your Home

Home Equity

6 Questions to Ask Before Remodeling Your Home

An occasional home remodel is an important part of owning a house, and it’s very important that no part of the decision goes overlooked. Whether you’re interested in improved aesthetic appeal, a r...

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house calculator

Home Equity

5 Home Renovations for Return On Investment

It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the ...

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kids in swimming pool

Home Equity

Caution: Some Home Renovations Won’t Add Value

Every homeowner must pay for routine home maintenance, such as replacing worn-out plumbing components or staining the deck, but some choose to make improvements with the intention of increasing the ho...

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