Agriculture Products
Agriculture Loans
Proudly rooted in agriculture. We're here to lend a hand to local farmers! We continue to build the strength of our farming community.
Agriculture Real Estate Loans
Since 1897, we’ve been helping our area farmers secure the land they need. And we’re proud to continue that tradition to this day.
Fast & Local Decisions
Flexible Terms
Experienced Ag. Lending Professionals
- Competitive rates for the purchase, refinance, or construction of agricultural property
- Available for owner-occupied or investment properties
- Lending professionals with working knowledge of the local ag real estate market
- Customized terms designed around your unique needs
- 24-hour access via online banking* or telephone banking
- Fast, local decisions made here in our Chelsea and Dexter communities
- Attentive, friendly service from start to finish
* Third-party fees may apply
Agribusiness Lines of Credit
Have financing at the ready, as soon as you need it. Weather seasonal fluctuations, repairs, and more — with terms tailored to you.
Fast & Local Decisions
Flexible Terms
Experienced Ag. Lending Professionals
- Ongoing, affordable financing for your agricultural operation
- Competitive rates for short-term ag business needs:
- Seasonal working campital
- Inventory
- Provides greater financial flexibility
- Repayment customized based on your operation’s unique needs
- Revolving credit amount with flexible options to borrow and repay and borrow again , as needed
- Only pay interest on portion that is used*
- Funds are easily accessible
- 24-hour access via online banking **
- Fast, local decisions
- Attentive, friendly service from start to finish
- Access to resources such as USDA Farm Service Agency – Farm Loan Programs & Agri Access
* Consult a tax advisor
** Draws unavailable online; you can only view and pay & 3rd party fees may apply
Farm Equipment & Livestock Loans
Bring your farm to its full potential! With quick local decisions, we’re here to keep your equipment updated and livestock thriving.
Fast & Local Decisions
We Work With Operations of All Sizes
Experienced Ag. Lending Professionals
- Competitively low rates for the purchase of equipment and livestock
- Lenders with understanding of local agricultural standards
- Willingness to work with operations of all shapes and sizes
- Accommodating repayment terms that work uniquely for your operation
- 24-hour access via online banking*
- Fast, local decisions
- Attentive, friendly service from start to finish
* Draws unavailable online; you can only view and pay & 3rd Party Fees May Apply
USDA & Farmer MAC Loans
Don’t miss the opportunity to fuel your operation with our unique financing programs, with personalized local support from a bank you can trust.
Fast & Local Decisions
Finance Farm Land For 5-15 Years
Fixed & Adjustable Rates Available
- Flexible options on rate and term
- Quick preliminary approval from Farmer Mac
- Assistance with application process and continued servicing by your local Ag Lender
- Affordable financing for your agricultural operation
- Similar to the SBA 7(a) small business loan program
- May enjoy better pricing and terms than with other loans
- Any size business may be eligible; especially those that save or create jobs
- Finance a wide range of agribusiness-related needs:
- Startup costs
- Working capital
- Construction
- Real estate
- Equipment
- Livestock
- Supplies
- And more
- Repayment terms customized to fit your operation’s unique needs
- Lenders experienced in local agricultural standards
- 24-hour access via online banking or telephone banking
- Fast, local decisions made here in our Chelsea and Dexter communities
- Attentive, friendly service from start to finish