Chelsea State Bank News

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CHELSEA STATE BANK ANNOUNCES PROMOTIONS

Employee photos of Emily Schaible, Carie Tillman, Mark Stevens, Nancy Zander, Stuart Mann, and Nicole Bell

Using a Gift For a Home Down Payment

Mortgage

Using a Monetary Gift for Home Down Payment

Saving a down payment is one of the most important—and often most challenging—aspects of buying a home, especially for millennials. Unfortunately, many millennials struggle with getting a down pay...

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Reasons to Buy Instead of Rent

Mortgage

4 Reasons Millennials Want to Buy Instead of Rent a Home

Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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Cash-Back Rewards

Mortgage

Costs When Buying Your First Home

Thanks to less-than-ideal market factors like the mortgage crash of 2008, the ongoing student debt crisis, and record-setting unemployment rates, many Millennials have had to delay major life events i...

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Debt Consolidation

Mortgage

How to Get a Mortgage with Little or No Down Payment

You want to buy a home but have little or no money for a down payment. First, don’t give up because there are options. No Down Payment Mortgage Option Take a look at a no down payment United State D...

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Mortgage Prequalification Before House Shopping

Mortgage

Ready To House Hunt? 4 Questions to Ask a Mortgage Lender

There are a number of questions that you will have once you decide you want to buy a house. Here are the first four questions out of the gate that you need to ask your mortgage lender. What mortgage t...

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Family with daughter in front of house with boxes

Mortgage

5 Factors That Influence Mortgage Loan Approval

Buying a house involves getting approval for a large amount of money through a loan. You are not getting approval for a credit card or line-of-credit. A home purchase is most likely the single largest...

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Mortgage Prequalification Before House Shopping

Mortgage

USDA Mortgage Loan vs Conventional Fixed Mortgage Loan: How To Choose

The USDA mortgage loan program is one of the best-kept secrets in the home buying market today. This zero-down, 100 percent financing home loan is sponsored by the United States Department of Agricult...

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Cash-Back Rewards

Mortgage

6 Advantages of Using a Local Mortgage Lender

Local lending with community banks makes sense when you want personal service, knowledgeable lenders and local decisions – which makes the process go smoother for you. Working with Chelsea State Ban...

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Reasons to Buy a House for Financial Benefits

Mortgage

10 Factors That Qualify You For A USDA Mortgage Loan in Michigan

Some of the criteria that qualify you for a USDA mortgage loan in Michigan include — income, down payment, credit scores, and more. Getting a USDA loan is not much different than getting a conventio...

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