Chelsea State Bank News

Featured News

CHELSEA STATE BANK & EMPLOYEES DONATE $2,396 TO AWARE SHELTER, THROUGH BLUE JEANS FOR CHARITY

Aware Shelter's leadership team poses for a photo with Chelsea State Bank Team members

Mortgage

5 Mistakes People Make After Mortgage Pre-Qualification

While it may seem obvious that you need to keep paying your bills during the period between a mortgage pre-qualification and your settlement date, some would-be borrowers neglect their finances. Gett...

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Home Equity, Mortgage

What Financing Options Exist for Home Remodels, Mortgages & House Construction?

When your living space no longer fits your needs, you have options. Here are financing options to consider if you’d like to begin house construction, move to a new home, or remodel your current hom...

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Remodeling Your Home

Home Equity

6 Questions to Ask Before Remodeling Your Home

An occasional home remodel is an important part of owning a house, and it’s very important that no part of the decision goes overlooked. Whether you’re interested in improved aesthetic appeal, a r...

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Security & Fraud Protection

The Anatomy of a Debit Card Breach

Chances are that you or someone you know have been the victim of debit/credit card fraud. Even though your personal card is covered for any fraud and you have zero liability for any charges, having to...

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house calculator

Home Equity

5 Home Renovations for Return On Investment

It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the ...

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kids in swimming pool

Home Equity

Caution: Some Home Renovations Won’t Add Value

Every homeowner must pay for routine home maintenance, such as replacing worn-out plumbing components or staining the deck, but some choose to make improvements with the intention of increasing the ho...

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Mortgage

The 5 Step Process to Build a House

Let’s look at the process to build a house. Assume your home is being built in a typical master-planned community, a large new home development. The process actually started when the developer plan...

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Business

How to Get Government Financing for your Small Business

You don’t have become an expert on government loan programs to get government financing for your small business. The government does not lend money out directly, the financing is indirect via incent...

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Business

Why Banks Only Want to Make You a Business Loan When You Don’t Need One

Of course this is not true, but given the effects of the great recession of 2008, it can seem that way sometimes. Yes it can be hard, your business hits a snag and your bank doesn’t want to lend a...

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