Chelsea State Bank News

Featured News

Chelsea State Bank donates $25,000 to Huron Waterloo Pathways Initiative towards the “Bridge the B2B” Campaign.

Pictured Right to Left: Anne Seyferth (Development Coordinator, HWPI), Mackenzie Wiskiewski (Chief of Staff, HWPI), Kiff Hamp (Executive Director, HWPI), Grace Latz (Communications Coordinator, HWPI), Joanne Rau (President and CEO, Chelsea State Bank), and Nicole Bell (Marketing, Communications and Community Relations Director, Chelsea State Bank).

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Debt, Home Equity

How to Get Out of Debt with a Home Equity Line of Credit

Are you trying to make a big life change but need a little financial help? With all the financing choices out there, it can be challenging to find the right loan or credit option for your situation....

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Home Equity

How to Get a Better Loan by Banking Locally

Small businesses, which create the majority of new jobs, depend heavily on community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they acco...

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Home Equity

Home Equity Loan vs. Home Equity Line of Credit: Which is Better?

Which is better? It depends on your needs. When deciding whether to take out a Home Equity Loan or Home Equity Line of Credit, consider your goals, your payment schedule, your spending habits and your...

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Home Equity, Personal Loans

How Can I Get a Better Rate on Personal Loans?

Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice...

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Home Equity, Mortgage

What Financing Options Exist for Home Remodels, Mortgages & House Construction?

When your living space no longer fits your needs, you have options. Here are financing options to consider if you’d like to begin house construction, move to a new home, or remodel your current hom...

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Remodeling Your Home

Home Equity

6 Questions to Ask Before Remodeling Your Home

An occasional home remodel is an important part of owning a house, and it’s very important that no part of the decision goes overlooked. Whether you’re interested in improved aesthetic appeal, a r...

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house calculator

Home Equity

5 Home Renovations for Return On Investment

It’s the fundamental question facing anyone who has ever embarked on a home renovation: will my work produce a return when I sell my house? What you’ll get back on your investment depends on the ...

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kids in swimming pool

Home Equity

Caution: Some Home Renovations Won’t Add Value

Every homeowner must pay for routine home maintenance, such as replacing worn-out plumbing components or staining the deck, but some choose to make improvements with the intention of increasing the ho...

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