Before you proceed with a decision to refinance a home, you need to do your homework. Fortunately, Chelsea State Bank has put together the Beginner’s Guide to refinancing your home. The reasons for ...

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A data breach that compromises your identity can have a long-term emotional impact on your health, in addition to challenges you will have developing your personal strategy to protect your health and ...

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There are many reasons a person might want to refinance their home. Beyond getting a lower interest rate and lowering your costs to save you money, other factors to consider in a refinancing decision ...

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There are many ways to prevent identity theft. But look closely at these five steps. Sometimes they are so simple or heard of so often, we fail to recognize them as the most critical to protecting o...

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You want to buy a home but have little or no money for a down payment. First, don’t give up because there are options. No Down Payment Mortgage Option Take a look at a no down payment United State D...

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There are a number of questions that you will have once you decide you want to buy a house. Here are the first four questions out of the gate that you need to ask your mortgage lender. What mortgage t...

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Buying a house involves getting approval for a large amount of money through a loan. You are not getting approval for a credit card or line-of-credit. A home purchase is most likely the single largest...

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The USDA mortgage loan program is one of the best-kept secrets in the home buying market today. This zero-down, 100 percent financing home loan is sponsored by the United States Department of Agricult...

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Local lending with community banks makes sense when you want personal service, knowledgeable lenders and local decisions – which makes the process go smoother for you. Working with Chelsea State Ban...

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