Skip to content

We believe saving should be easier than it is. And now it is with this free account that makes saving effortless.


Key Features

  • High Interest
  • Automatic Savings
  • No Monthly Maintenance Fee
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.50% APY* on balances over $50,000 depending on balance in account
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • Unlimited in-person withdrawals**
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services***
  • Free telephone banking***
  • $1 minimum deposit to open

It’s Easy to Earn Your Rewards!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Don’t worry if you don’t meet these qualifications — your account is still free.

Plus, you’ll still earn our base rate on your Kasasa Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.

Want to see when you’ll qualify for rewards? See our Kasasa Cycle Dates (PDF).

*APY = Annual Percentage Yield

**Federal Regulation D limits the number of preauthorized, automatic, telephone, electronic (including ACH), online, debit card and other transfers and withdrawals not made in person or by ATM, to six per statement cycle. Excessive withdrawals over the limit as identified above may result in fees and account closure.

***Third-party fees may apply