Farm Solutions

Chelsea State Bank is situated in a very diverse agricultural region. Our roots in agriculture include the Farmers and Merchants Bank of Chelsea, organized by Paul G. Schaible, Sr. and many other farmers in 1908. Agriculture continues to be important to our communities for so many reasons. We understand the financial needs of the local farmer as well as the major agribusiness distributor.

Agricultural Loans & Lines of Credit

We are pleased to offer local expertise, flexibility, and the ability to work closely with you to make sure you have the loans to accomplish your specific farming goals.

You will find agricultural loans and lines of credit to help your business succeed today and into the future. We are pleased to offer local expertise, and will work closely with you to make sure you have the products and services that fit your specific farm.

Real Estate Construction and Term Loans

  • Purchase of real estate and farmland
  • Finance construction and repair of buildings
  • Help with the growth of your farm or business

Agribusiness Line of Credit

  • Finance short-term business needs
  • Support accounts receivables and seasonal inventory needs
  • Provide working capital

Equipment and Livestock Loans

  • Finance Medium-term business needs
  • Purchase equipment; tractors, combines.
  • Purchase of Livestock
  • Customized to fit your farming and business needs

Real Estate Construction and Term Loans

  • Purchase of real estate and farmland
  • Finance construction and repair of buildings
  • Help with the growth of your farm or business

Land Development Loans

  • Tile Drainage Loans
  • Center Pivot Irrigation Loans
  • Commercial

Other Agribusiness Services

  • USDA, Farm Service Agency (FSA) Loans
  • USDA, Rural Development, Business & Industry (B&I) Loans
  • Letters of Credit

Agribusiness Checking & Saving Accounts

Chelsea State Bank is in business to help your business. Whether you’re managing your local farm or an agribusiness distributor, we work with you to tailor a specific portfolio of business products and services to work for you and with you; making your business run smoother, more efficient and with less stress. Because we are your local community bank, we are truly your business partner and offer checking and savings accounts to fit your agribusiness needs.

Small Business Checking

With a flat monthly fee, this is a simple account for small businesses.

  • No minimum balance required
  • Low monthly fee
  • First 200 items free
  • Cash Management available

Corporate Checking

If you have a lot of activity, this is a very competitive account.

  • No minimum balance required
  • Monthly and per item fees apply
  • Fees are offset by earning credit on deposit balance
  • Cash Management available

Combined Statement Savings*

Combine with your business checking for an easy saving plan.

  • Earn interest
  • No minimum balance required
  • Online Banking
  • Unlimited in-person withdrawals

Money Market*

  • Earn interest
  • Minimum balance required
  • Online Banking
  • Unlimited in-person withdrawals

*Federal Regulation D limits the number of preauthorized, automatic, telephone, electronic (including ACH), online, debit card and other transfers and withdrawals not made in person or by ATM, to six per statement cycle. $0.75 fee per debit is assessed beyond six.

Corporate Overdraft Protection Program

Worry-free overdraft protection on your checking account offers you a line of credit combined with the convenience of your checking account.

  • Create your own loan
  • Cover unforeseen expenses or purchases
  • Simple access by writing a check

Please contact Matt Noggle, our agriculture business loan officer, to get started today.

Matt NoggleMatthew E. Noggle

Agribusiness Lender

Direct: 734.385.1311
Cell: 734.205.7435
Fax: 734.433.9162
mnoggle@csbonline.com

Contact Matt

 

Matt Noggle has a lifetime of experience in farming, nearly 17 years as a partner in a family-owned farm, and over four years as a loan officer for the Bank of Colorado managing consumer, commercial and agricultural loans.

Graduating from Colorado State University, in Ft. Collins, with a dual Bachelor of Science in Animal Science and Agricultural Business, Matt also studied at the Institute of Agriculture Technology on the campus of Michigan State University in East Lansing. He received an Associates of Animal Science from Connors State College in Warner, Okla.

Chelsea State Bank is your local community bank. We understand your needs as a local farmer. All our decisions are made right here in our community. We live and work here, are active in the agricultural community, and understand your day-to-day challenges.